Randy and I had our first Dave Ramsey Financial Peace University. I have to say I am so excited to learn how to manage our money. Our first assignment is to quickly start and emergency fund of $1000.00.
Dave Ramsey gave us a lot of food for thought. It is funny how many of the ideas you know, but don’t put into practice.
- Live within your means or below – How many things are Randy and I doing to help us live beyond our means? The quick trips through McDonald’s because we are too tired from work and We deserve it. I have to change my thinking to we deserve to be debt free!
- Christmas comes every year on December 25th! Why am I stressed and shocked Christmas is coming? We need to plan better.
- Become a plastic surgeon- The cheapest education you’ll ever receive. Cut up your credit cards if you have them. You always will have an excuse to use them if you have them!
- Dave talks about baby steps little things you can do to grow up to financial peace. Peace about my finances is a calming thought.
It works, I have met a thirty something family. They are 10 years our junior and still working to become debt free, but I can imagine they will be there soon and I hope Randy and I aren’t that far behind.
Have a great day! Candy