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Thanks Marilyn at Marilyn’s Money

Why be frugal?

I have been thinking the last days. Thinking why are we frugal? Randy and I have never made a lot of money, but I think even if we made tons we would still be frugal. Why be frugal?

1. Being a good steward- Taking care of what the Lord has blessed you with.  I love the elderly and one thing I have noticed is most have  had their things for years and those things still look great. Why? Because they lived in a time where they learned the value of things.

“Whoever is faithful in a very little is faithful also in much; and whoever is dishonest in a very little is dishonest also in much. If then you have not been faithful with the dishonest wealth, who will entrust to you the true riches?” (Luke 16:10-11)

Hebrews 13:5 says, “Keep your lives free from the love of money and learn to be content with what you have, because God has said, “Never will I leave you.’”

Money is mentioned in the Bible quite a bit. I think the Lord thought it was important!

1. Rainy Day fund/Emergency fund- When you have some money put aside an emergency doesn’t seem like such an emergency.

One thing I am learning through our Dave Ramsey and Financial Peace University,  people are less likely to use credit cards when they have some cash stashed. No panicking or a  “what will we do?”  thinking.

“Go to the ant, O sluggard, observe her ways and be wise, which, having no chief, officer or ruler, prepares her food in the summer and gathers her provision in the harvest.” Proverbs 6:6-8

Aesop’s Fable: The Ant and the Grasshopper- Like the ant we need to prepare!

Linda Michelle Barron has a poll Are you an ant or a grasshopper?

I can see I am a little of both. When I am tired from working and kid activities, I may say “Randy, I am running to the drive thru for dollar menu”  Now we have been better using our crock pot and like the ant when I prepare before work the stress is gone when I get home.

This morning as I am writing this I ask my oldest son Jacob “why are we frugal?’ and he said “because you said so!” and when I asked Benny my youngest “why we are frugal?” He said “so we can save money and have a better life” I have always said we do not need to be rich I just want to live the best life we can. I am trying to live more like an ant and less like a grasshopper!

God’s Blessings on your day, Candy

 

Hebrews 13:5 says, “Keep your lives free from the love of money and learn to be content with what you have, because God has said, ‘Never will I leave you.’”

Bass Pro Shops Free Christmas Activities

Picture with Santa, crafts to make. Check out their site!

Link Love!

I have been challenged by Melissa at Consumer Queen to stop and smell the roses and check out what other bloggers have been doing. Like Oprah’s favorite things here are my favorite sites!

1. Consumer Queen- will have to be one since she is challenging me. Check out her site.
2. Paula at Monroe on a budget – Paula works for the Monroe Evening news and her and I have become frugal friends. Paula gives you the heads up on local activities.
3. Valarie at Frugal Family Fun Blog- Valerie is a homeschooling mom with 2 children. I love to see what she is up to and wish my children were younger. If you have young children you will love her site.
4. Marilyn at Marilyn’s Money- Marilyn has taught me about all the Mall deals out there. I met her when Paula and I were having a class she brought goody bag giveaways. Very gracious!
5. My sister and I are in charge of Thanksgiving and I found a great site for crafts. Martha Stewart crafts
6. Another Valuable lesson I started this site for all those lessons I have learned in my life. I am always looking for your valuable lessons.
   
7. Nicki at Domestic Cents- Always doing great things while living on a budget and raising a family!
8. Skip to my Lou- Always has great recipes and ideas
9. Dave Ramsey- I can’t wait until Randy and I can call him and say  “We are debt free!”
10. Have you ever had a letter you could send because it may offend? Or a love one you wish you could have said more. The letter I Cannot Send needs more letters.
    

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Walmart Thanksgiving Feast $20

To get you dinner for the $20 Starts Wednesday November 18, 2009 to November 26, 2009 while supplies last. Here is the link to their flyer. I have had many questions on how to get the deal. You buy the listed items and your cost will be  right around $20.

• One 12-pound Grade A turkey*                                                          40¢  pound         $4.80
• Three 11 to 15.5-ounce cans Green Giant                                       50¢ each             $1.50
• Two 14-ounce cans Ocean Spray cranberry sauce                       88¢ each              $1.96
• Three 6-ounce boxes of Stove Top stuffing                                    $1.50 each            $4.50
• One 5-pound bag of red potatoes/yams                                              25¢  pound        $1.25
• One 12-count package  rolls                                                                     75¢ 12 ct.               .75¢
• One 22-ounce pumpkin roll cake                                                         $5.50 each            $5.50

———— Total $20.26

A few of the items are different then the press release in our local area, but I can live with that! Remember my frugal friends it is while supplies last.  You can get a bigger turkey for 40¢ a pound and spend a little more on  your Thanksgiving feast.

Have a great day, Candy

New Post at Another Valuable Lesson

 

 

 

Make a new tradition!

Advent: it is the time to prepare our hearts and minds for Christmas. The word advent means “coming” or “arrival”. Christmas is coming and we really need to prepare. I saw this video and wanted to share.

I enjoyed the 2008 video and wanted to share their food for thought!

God’s Blessings, Candy

Budget Eaters and the People who love them!

Now that my family is taking stock in what eats our budget we have been talking about how to get rid of them.

• Cable TV- We can buy a converter box and save almost $100 a month. I won’t have my Hallmark and Fox news but I can sacrifice for a little while.
• Cell Phones- I don’t know if you will remember this, But I had a survey if I should keep our oldest on our plan?$12 if we pay verses $60 if she has her own plan. (you my readers said let her stay on our plan.) Our Boys also have phones now, I hate that we are dependent on them and am in a contract now. I think by cutting our minutes and ask the children to pay their portion if we go over may help them appreciate them.
• Kids and car insurance- We pay for our girls car insurance. We have went from $300 a quarter to $400 a month because we have the new First Call vehicles.  Cheaper paid off cars will help bring this bill down. We receive the good student discount for both girls. Need to shop around on this one!
• Quick trips to the store- I don’t know about you, but when ever I go for a quick trip I leave with a half full cart. I now don’t even grab a cart because If I can’t carry it I won’t grab it and this little trick is saving me money!
• Kids- “Mom can I borrow a few bucks?”  is really starting to add up. I didn’t know until a few days ago I have been paying for $3 latte’s at McDonald’s everyday. Lyndsey is on this kick and I have been footing the bill…. I don’t even buy coffee! I will keep the kids, but I need to teach them to make better choices!

What are some budget eaters you and your family are seeing?

Have a blessed day, Candy

Walmart Thanksgiving Dinner for $20

You prepare your own meal. All the fixing make for a $20 meal. Some food for thought you may want to bless another family with this Thanksgiving dinner.

Thanksgiving dinner for 8 at Walmart $20. A deal my mama would be proud of since we are cooking!

Here is what is on the menu:

• One 12-pound Grade A turkey*
• Three 11 to 15.5-ounce cans Green Giant vegetables
• Two 14-ounce cans Ocean Spray cranberry sauce
• Three 6-ounce boxes of Stove Top stuffing
• One 5-pound bag of red potatoes
• One 12-count package of Sara Lee dinner rolls
• One 22-ounce pumpkin roll cake

This is all possible because *the turkeys are 40¢ a pound. For more info you can visit Walmart press release.

Have a blessed day, candy